memphis car insurance

Memphis Auto Insurance Quote - Car Insurance Tennessee Quotes - Memphis, TN Auto Insurance

Is it time for Memphis auto insurance? Enter your zip code in the box above and start your quote for a great rate in Memphis. At CarInsurance.com we not only offer you the most convenient way to find the lowest Shelby county car insurance rates in the state of Tennessee, we also provide you with all the resources you need to better understand your auto insurance policy. There are many factors that affect your car insurance premiums and it is determined through a combination of these risk factors, some of which affect your premium more than others. Understanding how the car you drive or the city you live in can affect your insurance premiums, will help you find the best coverage and the lowest rates now. Get a quote through CarInsurance.com to compare these factors and to compare rates.

MEMPHIS CAR INSURANCE FACTORS:

Memphis contains the following zip code(s):

37501, 37544, 38101, 38103, 38104, 38105, 38106, 38107, 38108, 38109, 38111, 38112, 38113, 38114, 38115, 38116, 38117, 38118, 38119, 38120, 38122, 38124, 38125, 38126, 38127, 38128, 38130, 38131, 38132, 38133, 38134, 38135, 38136, 38137, 38141, 38145, 38147, 38148, 38150, 38151, 38152, 38157, 38159, 38161, 38163, 38166, 38167, 38168, 38173, 38174, 38175, 38177, 38181, 38182, 38184, 38186, 38187, 38188, 38190, 38193, 38194, 38197

There are a total of 650,100 people living in Memphis according to the United States census. There are 307,643 males compared to 342,457 females. That means that 47.30% of Memphis's population are males and 52.70% are females. Male's rates are typically more expensive than female's insurance rates.

In 2008 there were a total of 475 automobile based fatalities in Memphis. Of those fatalities 287 were caused by male drivers, 127 were caused by female drivers and for the rest the driver's sex was not disclosed. Out of those fatalities, 229 people were driving or passengers inside the vehicle that caused the accident, while there were 246 victims. The average occupant count in these fatal car crashes was 1. The majority of the cars involved in car crashes had an average speed of 40 miles per hour. Accidents can happen anywhere; practicing safe driving habits on the highways and on the local roads keeps you out of trouble and can earn you insurance discounts as a safe driver. Accident data was provided by the National Highway Traffic Safety Administration (NHTSA).

According to CarInsurance.com Premium Index, the average annual premium for residents of Memphis was $2,318 in 2009.

Most stolen vehicles in Tennessee:

1. 1994 Chevrolet Pick-Up (Full Size)
2. 1994 Honda Accord
3. 2001 Ford F150 Pickup
4. 1995 Oldsmobile Cutlass/Supreme/Ciera
5. 1993 Honda Civic
6. 1996 Ford Taurus
7. 1998 Ford Explorer
8. 1995 Toyota Camry
9. 2001 Dodge Ram
10. 1994 GMC Pick-Up (Full Size)

You could be paying more on your insurance premium if the vehicle you drive has a high theft rate. The list on the left lists the 10 most stolen cars in 2009 in the Volunteer State, according to the National Insurance Crime Bureau.

CarInsurance.com can help find you the most affordable rates for any local car insurance situation in Memphis. Use all the resources we offer online to understand why you are paying too much on your current insurance policy, and then find more affordable rates with CarInsurance.com. Get started now by entering your zip code and requesting a quote today. Learn more about other USA car insurance or find more information about local car insurance in Tennessee cities.