EXAMPLES OF ENDOWMENT POLICIES RECENTLY BOUGHT AT AUCTION
Here are two examples of recently purchased endowment policies.
Past performance is not necessarily a guide to future performance.
Royal London 25-year, with-profits endowment policy maturing 1st October 2012 which was purchased on 11 March 2010
Sum Assured £23,323
Total Bonuses £20,617.53 as at 31/12/2008
Surrender Value £37,460
Yearly Premiums £974.86
Purchase Price £40,150
Based on current bonus rates this policy shows an annualised return of 11.54% and a guarantee of 104.58%.
Scottish Amicable 25-year, with-profits endowment policy maturing 7th January 2013 which was purchased on 31st March 2010
Sum Assured £20,220
Total Bonuses £14,525.54 as at 31/12/2009
Surrender Value £37,826
Monthly Premiums £91.60
Purchase Price £38,950
Based on current bonus rates this policy shows an annualised return of 6.37% and a guarantee of 81.68%.
Prudential Assurance 25-year, with-profits endowment policy maturing 1st April 2014 which was purchased on 11th November 2010
Sum Assured £10,888
Total Bonuses £7,387.67 as at 31/12/2009
Surrender Value £19,130
Monthly Premiums £42.77
Purchase Price £19,800
Based on current bonus rates this policy shows an annualised return of 6.33% and a guarantee of 83.88%.
Co-Operative Insurance Society 52-year, with-profits endowment policy maturing 15th March 2021 which was purchased on 18th November 2010
Sum Assured £2,000
Total Bonuses £3,789.52 as at 31/12/2009
Surrender Value £2,899
Monthly Premiums £8.31
Purchase Price £8,700
Based on current bonus rates this policy shows an annualised return of 14.62% and a guarantee of 54.89%
